Helping existing residents with critical home repairs
Invest Atlanta administers two Owner-Occupied Rehab (OOR) programs, that operate in various neighborhoods around the city of Atlanta. They include Atlanta Heritage and Westside Heritage Owner-Occupied Rehab programs.
Heritage OOR programs are the City of Atlanta's goal to increase investments from public and private sources to support affordable housing and anti-displacement in Atlanta.
This application is currently closed.
Status: 2023 Applicants ranked 4 and 3 are currently being served.
Invest Atlanta and the City of Atlanta Department of City Planning and Community Development utilized $22MM of the 2021 Housing Opportunity Fund to support the continuation of a citywide program to assist homeowners with up to $30K in critical health and safety repairs on the major systems in their home.
The citywide Owner-Occupied Rehab program provides eligible homeowners with up to $30,000 in eligible health and safety repairs to critical systems in their home. Funds are provided as a deferred forgivable loan for either 5 or 10-years at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the term of the loan. Direct construction amounts of $15,000 or less have a 5-year term, and direct construction amounts over $15,000 will have a 10-year term. The principal balance is reduced by 10% or 20% annually, provided the eligible homeowner maintains primary residency. The prorated remaining balance is due and payable immediately if the home is sold, transferred or no longer the primary residence within the term of the loan. A lien will be placed on the home.
Preliminary Guidelines (subject to change prior to application launch.)
Eligible Repairs
Only the amount needed to cover the cost of the eligible repair items will be provided. All applicants may not reach the full $30,000 budget maximum.
Interior | Exterior |
---|---|
HVAC / Ductwork / Furnace |
Roofs |
Hot Water Heaters | Gutters |
ADA Improvements | Porch / Deck |
Minor Electrical | Walkway / Stairs / Driveway |
Minor Plumbing | Siding / Exterior Painting |
Take the following steps to get prepared!
DOWNLOAD (PDF)
Contact Your Program Manager for More Information
Council Districts | Program Manager | Contact | Phone | |
---|---|---|---|---|
1 & 8 |
Family Community Housing Association |
Julius Webb Rhonda Gilbert |
470-276-6945 |
jwebb@fchainc.org rgilbert@fchainc.org |
2 & 9 |
Executive Realty Solutions |
Justin Menifee Rokia Martin |
678-961-0066 |
jmenifee@ersreo.com rmartin@ersreo.com sanderson@ersreo.com |
3 & 4 |
Meals on Wheels Atlanta |
Vona Cox | 404-351-3889 x233 |
vcox@mowatl.org |
5 & 7 |
Market Movers & Mavens |
Rena Johnson Timothy Smith |
678-561-4769 |
rena@mmmavens.com tsmith@mmmavens.com |
6 & 10 | House Proud | Toni Collins | 404-998-9628 | info@houseproudatlanta.org |
11 & 12 | Synergy Real Estate | Program Manager | 678-763-1127 | assistant@synergyrealestate.org |
(Click here to find your District. Type in your address and look under Administrative Area.)
This OOR program is for residents in the Westside TAD neighborhoods of Vine City, English Avenue and portions of Castleberry Hill), and is funded by the Vine City Trust Fund and Westside TAD tax increment financing. It provides up to $60K for health and safety repairs for eligible households earning 80% of the area median income or less. Funds will be provided in the form of a 10-year forgivable loan at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the loan term.
This program is currently accepting applications. Please contact Meals On Wheels Atlanta at 404-351-3889 or Vona Fox at vcox@mowatl.org to apply.
Eligibility Requirements for Westside Heritage OOR
The application is currently closed, as the program is sunsetting.
This OOR program is for residents in the Westside TAD neighborhoods of Vine City, English Avenue and portions of Castleberry Hill), and is funded by the Vine City Trust Fund and Westside TAD tax increment financing. It provides up to $60K for health and safety repairs for eligible households earning 80% of the area median income or less. Funds will be provided in the form of a 10-year forgivable loan at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the loan term.
This program is currently accepting applications. Please contact Meals On Wheels Atlanta at 404-351-3889 or Vona Fox at vcox@mowatl.org to apply.
Eligibility Requirements for Westside Heritage OOR
The application is currently closed, as the program is sunsetting.
Jeanette Henderson (Resident of City of Atlanta District 2)
Mrs. Henderson is Atlanta native and has been a homeowner in the City of Atlanta for 65 years. As a recipient of a forgivable Heritage Owner Occupied Rehab loan, Henderson was able to afford critical health and safety repairs on her home.
“A lot of people don’t think about the seniors,” said Henderson. “I think the program is a nice thing for senior citizens because seniors don’t really have a lot of money to get these things done.”
Henderson bought her home because she was interested in being a homeowner instead of renting an apartment in Atlanta. With her loan, she is able to remove mold, install new planks, treat and repair termite damage, repair her hot water tank, upgrade pipes, and replace her stairs.
“Some seniors can afford to get some things done but they can’t afford to get everything done,” said Henderson. “This program was a great idea!”
Robert Fisher (Resident of City of Atlanta District 5)
The Heritage Owner-Occupied Rehab (OOR) program has helped Mr. Robert Fisher stay in the East Atlanta home he has lived in for more than 45 years.
His daughter Jacqueline told him about Heritage OOR, and with the funds he received, program managers from the National Property Institute made important repairs to his home. These included upgrades to his heating and air conditioning systems, a new coat of paint on the house, and the trimming of trees on his property.
Asked if he’d recommend the program to his friends and neighbors, Mr. Fisher said, “Of course I would.”
“I think it’s a good idea,” he said. “And I appreciate it.”
“I think it’s a beneficial program for people that plan to stay in their homes,” his daughter said. “It’s worthwhile, especially if you’ve got many things you want to have repaired and you’re on a fixed income, you can’t afford to get it done yourself. So it’s beneficial, very beneficial.”
Jeanette Henderson (Resident of City of Atlanta District 2)
Mrs. Henderson is Atlanta native and has been a homeowner in the City of Atlanta for 65 years. As a recipient of a forgivable Heritage Owner Occupied Rehab loan, Henderson was able to afford critical health and safety repairs on her home.
“A lot of people don’t think about the seniors,” said Henderson. “I think the program is a nice thing for senior citizens because seniors don’t really have a lot of money to get these things done.”
Henderson bought her home because she was interested in being a homeowner instead of renting an apartment in Atlanta. With her loan, she is able to remove mold, install new planks, treat and repair termite damage, repair her hot water tank, upgrade pipes, and replace her stairs.
“Some seniors can afford to get some things done but they can’t afford to get everything done,” said Henderson. “This program was a great idea!”
Robert Fisher (Resident of City of Atlanta District 5)
The Heritage Owner-Occupied Rehab (OOR) program has helped Mr. Robert Fisher stay in the East Atlanta home he has lived in for more than 45 years.
His daughter Jacqueline told him about Heritage OOR, and with the funds he received, program managers from the National Property Institute made important repairs to his home. These included upgrades to his heating and air conditioning systems, a new coat of paint on the house, and the trimming of trees on his property.
Asked if he’d recommend the program to his friends and neighbors, Mr. Fisher said, “Of course I would.”
“I think it’s a good idea,” he said. “And I appreciate it.”
“I think it’s a beneficial program for people that plan to stay in their homes,” his daughter said. “It’s worthwhile, especially if you’ve got many things you want to have repaired and you’re on a fixed income, you can’t afford to get it done yourself. So it’s beneficial, very beneficial.”